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Germantown is located at (35.114417, -89.824093). The city has a total area of , all land. Germantown lies in the humid subtropical climate zone (Köppen "Cfa"), with four distinct seasons and abundant rainfall year-round; it borders on a humid continental climate ("Dfa"). Its position on the northern periphery of the Gulf of Mexico makes Germantown's weather somewhat milder than most other locations in Tennessee, though temperatures are still generally quite warm throughout much of the year due to its southerly latitude and inland location relative to Memphis – especially during summer when high temperatures routinely exceed .